Merit Wealth

Second Innings and Merit Wealth

Who are Merit Wealth?

Merit Wealth are a financial services company wholly owned by Easton Investments Pty Ltd (ABN: 48 111 695 357), an ASX listed company.  Merit Wealth as the holder of an Australian Financial Services Licence is responsible for the advice services offered in the Financial Services Guide.

Merit Wealth Pty Ltd (AFSL 409361)

(ABN 89 125 557 002)

Tel: 1300 785 611

Email: contact@meritwealth.com.au

https://www.meritwealth.com.au/

To download a copy of Merit Wealth’s Privacy Policy click on the link below:

https://6488cf19-694c-4484-93e1-d7cf4952fffa.filesusr.com/ugd/76ff00_5f5589ff42084d7dba86c900e5f3a758.pdf

To access a PDF copy of Merit Wealth’s Privacy Collection Statement click on the link below:

https://6488cf19-694c-4484-93e1-d7cf4952fffa.filesusr.com/ugd/76ff00_9f577be6397d4b2eb6795cdcbabc5e7d.pdf

Access to Merit Wealth’s Complaints Process Link:

https://www.meritwealth.com.au/complaints-process

Second Innings Limited Authorised Representative Details

As an Authorised Representative of Merit Wealth, there is no obligation for Second Innings to sell any products or services to their clients such as managed investments, insurance or other related products.

For Second Innings being an Authorised Representative of Merit Wealth enables them to continue to provide a high level of customer service to their client-base with the backing of a reputable company including access to invaluable resources in providing that service.

Second Innings Pty Ltd (ASIC No. 1246373) ABN: 46 054 325 478 is a Corporate Authorised Representative of Merit Wealth Pty Ltd ABN: 89 125 557 002

Michael Young  (ASIC No. 237614) Limited Authorised Representative

Michael Young Financial Services Guide V1.3 Nov18

Johanna Hopgood (ASIC No. 1269707) Limited Authorised Representative

Johanna Hopgood Financial Services Guide V1.3

What does this mean for me?

Being an Authorised Representative of Merit Wealth enables Second Innings Pty Ltd to continue to advise their client-base to not only to set-up an SMSF, but also to make contributions to the fund, commence a pension, rollover monies from another fund into the SMSF, establish a contributions reserve, advise on asset classes and enter into a Limited Recourse Borrowing Arrangement to fund an asset purchase.

If you are establishing a fund, making contributions into your fund, commencing a pension or wanting to enter into an LRBA, you will now be provided with a Financial Services Guide (FSG), Product Disclosure Statement (PDS) and a Statement of Advice (SoA) for consideration.

All advice must be provided in the form of a Statement of Advice (SoA).

What does the Financial Services Guide cover?

The Financial Services Guide (FSG) outlines the following information:

  1. How we provide advice to you
  2. How you will be charged for the advice that you receive
  3. Disclosure of referral fees
  4. Disclosure of associations and relationships
  5. Professional Indemnity Insurance
  6. The complaints process
  7. Privacy Policy
  8. Collection of Personal Information, how and why it is collected and security of that information
  9. Information regarding your Authorised Representative including their background experience and the products in which the representative can advise on.

What does the Product Disclosure Statement cover?

If you decide to go ahead with establishing an SMSF, you will be provided with a copy of a PDS which is an overview of what an SMSF is, what your obligations as a trustee of an SMSF are, information regarding what you can and cannot invest in within the superannuation environment and other relevant information relating to SMSFs.

General Advice Warning

This information has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation or needs.